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WELCOME TO DV ROOFING AND REMODELING'S
INSURANCE INFORMATION PAGE
TODAY'S INSURANCE CLAIMS ARE MORE COMPLEX AND COMPLICATED THAN EVER,
AND SO IS THE PROCESS.
BE AWARE: THE TEXAS INSURANCE LAWS HAVE CHANGED.
AND SO IS THE PROCESS.
BE AWARE: THE TEXAS INSURANCE LAWS HAVE CHANGED.
- DON'T let scammy contractors take advantage of you.
- DON'T let scammy contractors put you in jeopardy of violating the law.
- DON'T let your INSURER take advantage of you by short paying your claim with an incomplete or inaccurate scope report. This will likely leave you with an inferior job completion and you might not even know it. ("SCOPE" is the insurance world term for the written and documented assessment of damages)
DV Roofing has the experience and expertise to properly evaluate your insurance claim scope, as well as to perform the best possible restoration services. It is our commitment to help ensure proper scope analysis to achieve a full restoration of all your storm related damages, and with no additional cost to you.
It is truly not about the money...it is about the scope. That is to say, all of the damaged and necessary items of repair or replacement need to be included in the claim scope to bring you to a full restoration. Often times wrong items, incorrect quantities and/or measurements as well as totally omitted items will cause a short scope to your claim. This means you will not be fully restored.
If you decide to have DV Roofing handle your claim processing, we will work with your insurance company and their adjuster to help ensure that all necessary work is being included in your claim scope. We will review the insurance scope, create our own assessment of damages, submit supplements for the approval of any additional or changed items/work. We will meet with the adjusters on site as needed to facilitate verifications. Once there is an agreed upon scope, and you approve the claim, we will schedule and proceed with the work.
In most cases, if we are handling the claim processing, we will not require any money up front; first payment due at roof completion and then DV Roofing will submit the final Certificate of Completion and final invoicing and other required documents to the insurance company and will wait for that final payment to arrive. This relieves you of the burden of having to come out of pocket to pay the bill and then wait for the insurance reimbursement.
You may also choose to handle your own insurance claim processing entirely. This means that none of the above will apply. You will be solely responsible for all issues of the claim, the scope and the payments. You will be responsible for the final billing and collections from the insurance and providing them with all necessary documentation. DV Roofing will require full payment at the completion of the work regardless of when the insurance pays. If you are considering handling your claim on your own, we suggest a consultation first to ensure you are aware of the many pitfalls that could end up costing you more out of pocket expense. It is your choice, but please choose wisely.
Please also visit our web page "Insurance Claim Information Article" for additional information on the process flow of an insurance claim.
Thank you.